Ohio Life, Accident and Health Producer

Self Study - Life, Accident and Health Pre-Licensing Course

This Ohio - Life, Accident, and Health preparation course provides a comprehensive look at what will be needed to prepare for your state exam.

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Are You Ready To Pass Your Ohio Insurance Exam?

This self-study course is part of the process needed to become a licensed insurance agent as your participation supports your requirements of required self-study time to become eligible to take the state licensing exam!

You will learn the basics of comprehension for insurance and its policies, along with an understanding of options, riders, and provisions.
You will learn about annuities, qualified plans, taxes, group insurance concepts, state laws, and state laws for specific insurance categories.
This course is set at a self-study pace to allow every learner the ability to tackle the curriculum at their own pace, on their own schedule.

Meet Your Instructor

Mike Weglarz, CPCU

Mike is a business leader, and former insurance agency owner with over 20 years of experience working in the insurance, financial services, and retail vertical markets. For the past ten years, Mike has been a successful insurance pre-licensing instructor. This is on top of his duties as an associate professor at one of the top insurance and risk management programs in the United States.

Learn More About Mike

What's Inside The Course

Ohio Life, Accident and Health Pre-Licensing - Combo Course Curriculum

1. WELCOME! A Message From Your Instructor
2. Welcome & Overview of Process - Video
  FREE PREVIEW
3. Overview of process
4. LAH- Producer Exam - PSI Exam Outline
5. Mobile App. - Now Available
1. Chapter 1 - Overview Video
  FREE PREVIEW
2. The Basics of Insurance
  FREE PREVIEW
3. Exposures
  FREE PREVIEW
4. Pure vs. Speculative Risk
  FREE PREVIEW
5. Hazards and Perils
  FREE PREVIEW
6. Law of Large Numbers
  FREE PREVIEW
7. Underwriting and Rating
  FREE PREVIEW
8. Adverse Selection
  FREE PREVIEW
9. Categorizing Insureds
  FREE PREVIEW
10. Underwriting Groups
  FREE PREVIEW
11. Stock vs Mutual Insurer
  FREE PREVIEW
12. Admitted versus Non-Admitted Carriers
  FREE PREVIEW
13. Producer, Principal
14. Contracts, Premium Calculations and Applications
15. Waiver and Estoppel
16. Underwriting Information
17. Insurable Interest and Contract Characteristics
18. Life Quiz - Chapter 1
  FREE PREVIEW
1. Chapter 2 - Overview Video
2. Life Insurance Basics
3. Classification of Life Insurance: Term vs. Permanent
4. Business Uses of Life Insurance
5. Human Life Value & Needs Approach
6. Types of Life Insurance Policies – Term Insurance
7. Advantages and Disadvantages of Term Life Insurance
8. Permanent Policies
9. Straight, Limited, and Single Pay
10. Modified and Graded Premium Whole Life
11. Interest Sensitive (Current Assumption) Whole Life
12. Equity Indexed Whole Life
13. Advantages and Disadvantages of Whole Life
14. Flexible Policies
15. Adjustable Life
16. Universal Life
17. Variable Life and Variable "Universal" Life
18. Survivorship Life and Juvenile Life
19. Viatical Settlements
20. Stranger-Orientated Life Insurance - STOLI
21. Producer Responsibilities
22. Life Quiz - Chapter 2
1. Chapter 3 - Overview Video
  FREE PREVIEW
2. Options, Provisions, and Riders
3. Misstatement of Age or Sex
4. Assignment clause
5. Grace period and automatic premium loan rider
6. Reinstatement provision
7. Time limit of certain lawsuits
8. Optional provisions
9. Beneficiaries
10. Common Disaster
11. Dividend Options
12. Non - Forfeiture Options
13. Settlement Options
14. Riders
15. Riders dealing with Living Benefits
16. The Uniform Simultaneous Death Act
17. Facility of Payment Provision
18. Life Quiz - Chapter 3
1. Chapter 4 - Overview Video
2. Annuities, Qualified Plans and Taxes
3. Qualified and Non-Qualified Plans
4. Annuity Basics
5. Uses of an Annuity
6. Annuity Overview
7. Types of Annuities
8. Types of Annuities to choose from?
9. Annuity Period – How will the funds be paid out?
10. IRAs – Individual Retirement Accounts
11. Other Retirement Plans
12. Rollovers and Transfers
13. Tax Consequences of Life Insurance and Dividends
14. Life Quiz -Chapter 4
1. Chapter 5 - Overview Video
2. Group Insurance Concepts
3. Group Life Conversion
4. Taxation for Group Life Insurance
5. Life Quiz - Chapter 5
1. Chapter 6 - Overview Video
2. Introduction
3. State Laws
4. Resident Producer
5. Exemptions from pre-licensing course requirements
6. Agency or Business Entity License
7. Solicitor License
8. Counselor
9. Temporary license
10. Appointment with Insurer
11. Inactivity
12. Reasons you could be denied a license, or have your license suspended or revoked
13. Regulations for Unfair Trade Practices
14. Unfair Claim Practices
15. GLB and USA Patriot Act
16. Do Not Call
17. State Laws - Quiz
18. Life Exam for Certification - 70%
1. Chapter 7 - Overview Video
2. Health Insurance
3. Limited Policies
4. Insurance Navigator
5. Exhanges
6. Accident versus Illness
7. Health Quiz - Chapter 7
1. Chapter 8 - Overview Video
2. Medical Expense Insurance
3. How do we pay claims?
4. Pre-Existing Conditions
5. Major Medical
6. Medical Expense Distribution Systems
7. HMOs - Health Maintenance Organization
8. PPOs - Preferred Provider Organizations
9. Health Insuring Corporations
10. POS - Point of Service plans
11. Managed Care Plan
12. Limited Policies
13. Dental Plans
14. Taxation of individual medical plans
15. Affordable Care Act (ACA)
16. Ohio requirements for Health Insurance
17. Health Quiz - Chapter 8
1. Chapter 9 - Overview Video
2. Disability Income
3. Recurrent Benefit
4. Presumptive Disability
5. Disability Offset - Coordination of Benefits
6. Social Security Disability Income - SSDI
7. Rehabilitation benefit
8. Future Increase Option
9. Social Insurance Supplement (SIS) rider
10. Waiver of Premium rider
11. Group Disability
12. Business uses for disability income policies
13. Health Quiz - Chapter 9
1. Medicare, Medicaid, and Long-Term Care
2. Medicare, Medicaid, and Long-Term Care insurance
3. Medicare - Part A
4. Medicare - Part B
5. Medicare - Part C
6. Medicare - Part D
7. Medicare Supplment Insurance
8. Medicaid
9. Long Term Care
10. Ohio Laws on Medicare and LTC
11. Health Quiz - Chapter 10
1. Chapter 11 - Overview Video
2. Health Insurance Policy Provisions
3. Optional Provisions
4. Other provisions
5. Health Quiz - Chapter 11
1. Chapter 12 - Overview Video
2. Group Insurance
3. HIPAA the Health Insurance Portability Act of 1997
4. The Consolidated Omnibus Budget Reconciliation Act of 1985 - COBRA
5. FSA’s HSA’s and HRA’s
6. Workers Compensation
7. Limited Plans Review
8. Accidental Death and Dismemberment plans or AD&D
9. Dental Insurance
10. Taxes
11. Health Quiz - Chapter 12
12. Accident and Health Exam for Certification - 70%
13. Simulated State Exam for Practice

About this course

$149.00
166 lessons
1.5 hours of video content

Take Your First Step To Getting State Insurance Producers License!

Get started now and gain the knowledge needed to gain confidence and reach your goals of becoming a licensed insurance agent in the state of Ohio.

Enroll today

Self Study - Life, Accident and Health Pre-Licensing Course

Are You Ready To Pass Your Ohio Insurance Exam?

Meet Your Instructor

What's Inside The Course

Welcome to Ohio Life, Accident and Health Insurance Pre-Licensing Preparation Course

Module 1: Insurance 101

Module 2: Life Insurance Basics and Policies

Module 3: Options, Riders and Provisions

Module 4: Annuities, Qualified Plans and Taxes

Module 5: Group Insurance Concepts and Taxation

Module 6: State Laws and State Laws for Life Insurance

Module 7: Health Insurance 101

Module 8: Medical Expense Policies

Module 9: Disability Income

Module 10: Medicare, Medicaid, and Long-Term Care

Module 11: Health Insurance Policy Provisions

Module 12: Group Health, Limited Plans, Dental Insurance, Taxes

About this course

Take Your First Step To Getting State Insurance Producers License!